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TJ Kuczewski
NMLS #1131567

Building your future, one home at a time

TJ YOUR MORTGAGE GUY.

Buying or refinancing a home is one of life's biggest financial decisions. I consult with you through the entire process to ensure we find the absolute best loan for your needs, only at OverDrive Mortgage.

TJ Kuczewski
5.0
Zillow Rating
4.97
Experience Rating
Your Mortgage Partner

STRATEGY THAT
SECURES YOUR HOME.

Buying or refinancing a home is a monumental financial milestone. TJ Kuczewski approaches every transaction not just as a loan officer, but as a strategic educator, ensuring you are empowered and confident at every step of the journey.

TJ

TJ Kuczewski

Dedicated Loan Officer

Versatile Lending Arsenal

With deep proficiency across all facets of mortgage lending, he brings a wealth of versatile solutions to the table. Whether you're purchasing new or refinancing current real estate, his solutions are meticulously tailored to your unique financial footprint.

ConventionalJumboFHAVAUSDARenovation

The Advocate

Continuously monitoring market shifts, rate environments, and regulatory updates. It's not just about an approval, it's about securing the absolute best scenario for your future.

The Educator

Transforming complex financial jargon into clear, actionable insight. You become an active participant in your loan transaction, navigating the path with total clarity.

Select Your Track

LOAN PROGRAMS.

Explore our comprehensive suite of mortgage solutions designed to fit your unique financial goals and property aspirations.

01

Conventional

Fixed rate over the life of the loan.
Great for all buyers.
Allows for a shorter term to pay off your home faster.
Learn More
02

FHA Loans

Relaxed underwriting guidelines.
Down payments as low as 3.5%.
Great for first-time buyers.
Learn More
03

Jumbo Loans

Borrow more than standard loan limits.
Best for second homes & luxury properties.
Allows for 15% down payment.
Learn More
04

USDA Loans

Low monthly mortgage insurance.
Allows up to 100% financing on purchases.
Flexible credit guidelines.
Learn More
05

VA Loans

Backed by the VA.
Ability to streamline refinance in the future.
Relaxed underwriting scores (down to 580).
Learn More

Not Sure?

Let TJ find the perfect fit.

Get Advice
Estimation Tools

Payment Estimator.

Model potential scenarios with our precision tool. This is for illustrative purposes only and does not constitute a commitment to lend.

$425,000
$100k$2.5M
$42,500
$010% Down
%

Estimated Monthly Payment

$2,355
Principal Amount$382,500
Down Payment$42,500

Principal & Interest only. Taxes, insurance, and PMI not included.

Request Official Quote
Client Trust

RELIABLE RESULTS.

5.0
Trusted by 400+ clients
"

I love that TJ does Monday updates as I do myself. Great communication is so key and he definitely delivered. Excellent experience.

S
Sheila Hall
Homebuyer
"

TJ and his team were AMAZING to work with! We recently relocated our family and he was always with us along the process, giving updates by video!

E
Erika Reyes
Homebuyer
"

TJ was very helpful throughout the entire process. As first time home buyers, TJ's weekly videos kept us updated and in the loop!

M
Matthew Quackenbos
First-time Buyer
Ready to Begin?

BUILD YOUR
FUTURE.

I'll be there for you during and after you have closed. Experience a smooth transaction with an experienced professional.